DAR File No. 31335

Insurance, Administration

R590-247

Universal Individual Health Insurance Application Rule

NOTICE OF PROPOSED RULE

DAR File No.: 31335
Filed: 04/30/2008, 01:23
Received by: NL

RULE ANALYSIS

Purpose of the rule or reason for the change:

The purpose of this new rule is to establish a universal individual application for accident and health insurers doing business in Utah

Summary of the rule or change:

This rule makes it possible for an individual to complete one application for individual health insurance and submit that application to several individual health insurance insurers instead of completing a separate application for each insurer.

State statutory or constitutional authorization for this rule:

Section 31A-30-102

Anticipated cost or savings to:

the state budget:

There is no cost to the state budget because this application is used by individuals seeking individual insurance from commercial health insurance insurers.

local governments:

There is no cost to local government because this application is used by individuals seeking individual insurance from commercial health insurance insurers.

small businesses and persons other than businesses:

There is no impact on small business. Individuals may save time and effort by being able to complete and submit one application to several insurers rather than completing a separate application for each insurer.

Compliance costs for affected persons:

There are no costs for affected persons because the use of a universal application by an individual saves time and effort. Rather than filling out an individual application for each commercial insurer offering individual insurance, an individual will be able to complete one application and submit it to multiple insurers.

Comments by the department head on the fiscal impact the rule may have on businesses:

There is no fiscal impact on business. D. Kent Michie, Commissioner

The full text of this rule may be inspected, during regular business hours, at the Division of Administrative Rules, or at:

Insurance
Administration
Room 3110 STATE OFFICE BLDG
450 N MAIN ST
SALT LAKE CITY UT 84114-1201

Direct questions regarding this rule to:

Jilene Whitby at the above address, by phone at 801-538-3803, by FAX at 801-538-3829, or by Internet E-mail at jwhitby@utah.gov

Interested persons may present their views on this rule by submitting written comments to the address above no later than 5:00 p.m. on:

06/16/2008

This rule may become effective on:

06/23/2008

Authorized by:

Jilene Whitby, Information Specialist

R590. Insurance, Administration.

R590-247. Universal Individual Health Insurance Application Rule.

R590-247-1. Authority.

This rule is promulgated pursuant to Subsection 31A-30-102 which directs the Insurance Department to create a universal individual health insurance application.

 

R590-247-2. Purpose and Scope.

(1) The purpose of this rule is to establish a universal individual application for accident and health insurance insurers doing business in Utah.

(2) This rule applies to all accident and health insurers doing business in Utah.

 

R590-247-3. General Instructions.

(1) Use of the Utah Universal Individual Health Insurance Application by insurers or by health insurance producers is voluntary.

(2) The Utah Universal Individual Health Insurance Application will be used without insurer identifying logos or addresses to facilitate multiple insurer submissions using a single application.

(3) The Utah Universal Individual Health Insurance Application can be downloaded from the Department's website (www.insurance.utah.gov).

(4) The Utah Universal Individual Health Insurance Application may not be altered.

 

R590-247-4. Penalties.

A person found, after a hearing or other regulatory process, to be in violation of this rule shall be subject to penalties as provided under 31A-2-308.

 

R547-247-5. Enforcement Date.

The commissioner will begin enforcing this rule 45 days from the rule's effective date.

 

R590-247-5. Severability.

If any provision of this rule or its application to any person or circumstance is, for any reason, held to be invalid, the remainder of this rule and its application to other persons and circumstances are not affected.

 

KEY: universal individual health application

Date of Enactment or Last Substantive Amendment: 2008

Authorizing, and Implemented or Interpreted Law: 31A-2-308; 31A-30-102