Utah Administrative Code
The Utah Administrative Code is the body of all effective administrative rules as compiled and organized by the Division of Administrative Rules (Subsection 63G-3-102(5); see also Sections 63G-3-701 and 702).
NOTE: For a list of rules that have been made effective since November 1, 2014, please see the codification segue page.
NOTE TO RULEFILING AGENCIES: Use the RTF version for submitting rule changes.
R592. Insurance, Title and Escrow Commission.
Rule R592-2. Title Insurance Administrative Hearings and Penalty Imposition.
As in effect on November 1, 2014
Table of Contents
- R592-2-1. Authority.
- R592-2-2. Purpose and Scope.
- R592-2-3. Definitions.
- R592-2-4. Title Insurance Matters Referred for Enforcement.
- R592-2-5. Imposition of a Penalty When an Informal Adjudicative Proceeding Is Used to Resolve a Title Insurance Matter.
- R592-2-6. Use of an Administrative Hearing to Resolve a Title Insurance Matter.
- R592-2-7. Imposition of Penalties.
- R592-2-8. Severability.
- R592-2-9. Enforcement Date.
- Date of Enactment or Last Substantive Amendment
- Notice of Continuation
- Authorizing, Implemented, or Interpreted Law
This rule is promulgated pursuant to Subsections 31A-2-404(2)(e) and (h), to provide the process for conducting or delegating a title administrative hearing and imposing a penalty for a violation of statute or rule.
(1) The purposes of this rule are:
(a) to establish procedures for the commission:
(i) to delegate to the commissioner's administrative law judge the conduct of an administrative hearing to resolve a title insurance matter; or
(ii) to conduct an administrative hearing to resolve a title insurance matter; and
(b) to establish procedures for the commission,
(i) to impose penalties; and
(ii) for the commissioner to concur with the penalties imposed.
(2) This rule applies to all title licensees, applicants for a title insurance license, unlicensed persons doing the business of title insurance, and continuing education providers submitting title continuing education programs for approval.
For purposes of this rule, the commission adopts the definitions set forth in Utah Code Annotated (U.C.A.) Title 31A and the following:
(1) "Commission" means the Title and Escrow Commission.
(2) "Commissioner" means Utah's insurance commissioner.
(3) "Title insurance matter" means a matter related to:
(a) title insurance; and
(b) an escrow conducted by an individual title insurance producer.
(1) A title insurance matter referred for enforcement will be resolved by:
(i) an informal adjudicative action pursuant to R592-2-5;
(ii) a stipulation and order issued by the commissioner; or
(iii) an administrative hearing conducted either by the commission or the commissioner's administrative law judge pursuant to R592-2-6.
R592-2-5. Imposition of a Penalty When an Informal Adjudicative Proceeding Is Used to Resolve a Title Insurance Matter.
(1) If the commissioner uses an informal adjudicative proceeding as set forth in 63G-4-203 and R590- 160 to resolve a violation listed in Table 1 below, the commissioner shall use the penalties imposed by the commission in this Section.
(2) The commission shall impose the following penalties on title licensees for the violations listed in Table 1 below when resolved through an informal adjudicative proceeding.
Table 1 Violation 1st Proceeding 2nd Proceeding Failure to complete Individual: $1,000; Individual: $2,000: required continuing Agency: n/a Agency: n/a education hours. Failure to respond Individual: $500; Individual: $1,000; to an inquiry of Agency: $750 Agency: $1,500 the commissioner. Failure to file a Individual: n/a Individual: n/a; required rate, form, Agency: $1,000 Agency: $2,000 or report. Late filing of a Individual: n/a; Individual: n/a; required rate, Agency: $750 Agency: $1,500 form, or report. Failure to charge or Individual: $1,000; Individual: $2,000; collect a correct Agency: $2,500 Agency: $5,000 premium or a correct filed fee. Charging or Individual: $1,000; Individual: $2,000; collecting a non- Agency: $2,500 Agency: $5,000 filed required fee. Failure to pay Individual: $500; Individual: $1,000; assessment when due. Agency: $750 Agency: $1,500
(1) When the commissioner sets a date for an administrative hearing to resolve a title insurance matter, the commissioner shall inform the commission of the hearing date.
(2) After being informed of a hearing date, the commission shall:
(a) delegate the conduct of the administrative hearing to the commissioner's administrative law judge; or
(b) conduct the administrative hearing.
(3) For an administrative hearing conducted by the commission, the commission shall:
(a) accept the date, time and place set by the commissioner or set a different date, time, and place for the administrative hearing;
(b) cause notification to be sent to the respondent(s), the commissioner's administrative law judge, and the commissioner's enforcement attorney of the date, time, and place of the administrative hearing;
(c) conduct the hearing pursuant to R590-160;
(d) impose penalties in accordance with Sections 31A-2-308, 31A-23a-111, 31A-23a-112, 31A-26-213, and 31A-26-214, subject to the concurrence of the commissioner; and
(e) issue an Order on Hearing.
(4) The commissioner's administrative law judge shall assist the commission in its conduct of an administrative hearing.
The commission shall impose a penalty as follows:
(1) for an informal adjudicative proceeding, a penalty shall be imposed in accordance with Table 1 in R592-2-5;
(3) for an administrative hearing conducted by the commissioner's administrative law judge pursuant to R592-2-6 (2)(a), the commission shall impose the recommended penalty or a different penalty, subject to the concurrence of the commissioner; or
(4) for an administrative hearing conducted by the commission, the commission shall impose a penalty, subject to the concurrence of the commissioner.
If any provision or clause of this rule or its application to any person or situation is held invalid, that invalidity shall not affect any other provision or application of this rule which can be given effect without the invalid provision or application, and to this end the provisions of this rule are declared to be severable.
The commissioner will begin enforcing this rule upon the rule's effective date.
May 1, 2013
September 15, 2010
For questions regarding the content or application of rules under Title R592, please contact the promulgating agency (Insurance, Title and Escrow Commission). A list of agencies with links to their homepages is available at http://www.utah.gov/government/agencylist.html or from http://www.rules.utah.gov/contact/agencycontacts.htm.