R333.  Financial Institutions, Banks.
R333-13.  Rule Designating Applicable Federal Law for Banks Subject to the Jurisdiction of the Department of Financial Institutions.
R333-13-1.  Authority, Scope and Purpose.
	(1)  This rule is issued pursuant to Section 7-1-325.
	(2)  Violations of federal law designated by this rule may only be enforced by the department by taking action permitted under Title 7 and the applicable chapters set forth in Section 7-1-325.
	(3)  This rule designates which one or more federal laws the department may enforce and are applicable to banks subject to the jurisdiction of the department.

R333-13-2.  Definitions.
	(1)  "Department" means the Department of Financial Institutions.
	(2)  "Federal Law" means:
	(a)  a statute passed by the Congress of the United States; or
	(b)  a final regulation:
	(i)  adopted by an administrative agency of the United States government; and
	(ii)  published in the code of federal regulations or the federal register.

R333-13-3.  Applicable Federal Law.
	In accordance with Section 7-1-325, the following federal laws are applicable to banks subject to the jurisdiction of the department:
	(1)  Truth in Lending Act, 15 U.S.C. Sec. 1601 et seq., and its implementing federal regulations;
	(2)  Equal Credit Opportunity Act, 15 U.S.C. Sec. 1691, and its implementing federal regulations;
	(3)  Truth in Savings Act, 12 U.S.C. Sec. 4301 et seq., and its implementing federal regulations;
	(4)  Bank Secrecy Act, 12 U.S.C. Sec. 1829b, 12 U.S.C. Sec. 1951 through 1959, and 31 U.S.C. Sec. 5311 through 5332, and its implementing federal regulations;
	(5)  Federal Deposit Insurance Corporation Improvement Act ("Prompt Corrective Action"), 12 U.S.C. Sec. 1831o, and its implementing federal regulations;
	(6)  Federal Reserve Act, 12 U.S.C. Sec. 371c through 371c-1 ("Banking affiliates"), made applicable to state nonmember insured institutions through 12 U.S.C. Sec. 1828(j)(i), and its implementing federal regulations;
	(7)  Federal Reserve Act, 12 U.S.C. Sec. 375a ("Loans to executive officers of banks"), made applicable to state nonmember institutions through 12 U.S.C. Sec. 1828(j)(2), and its implementing federal regulations;
	(8)  Federal Deposit Insurance Corporation Improvement Act, ("Standards for safety and soundness"), 12 U.S.C. Sec. 1831p-1, and its implementing federal regulations;
	(9)  Federal Deposit Insurance Corporation Improvement Act, ("Real estate lending standards"), 12 U.S.C. Sec. 1828(o), and its implementing federal regulations;
	(10)  Real Estate Settlement Procedures Act, 12 U.S.C. Sec. 2601 et seq., and its implementing federal regulations;
	(11)  Fair Credit Reporting Act, 15 U.S.C. Sec. 1681 et seq., and its implementing federal regulations;
	(12)  Expedited Funds Availability Act, 12 U.S.C. Sec. 4001 et seq., and its implementing federal regulations;
	(13)  Electronic Fund Transfers Act, 15 U.S.C. Sec. 1693 et seq., and its implementing federal regulations;
	(14)  Community Reinvestment Act, 12 U.S.C. Sec. 2901 et seq., and its implementing federal regulations.

KEY:  financial institutions, federal law
Date of Enactment or Last Substantive Amendment:  December 22, 2006
Notice of Continuation:  December 6, 2016
Authorizing, and Implemented or Interpreted Law:  7-1-325(2)